SUVS

Toyota RAV4 Insurance Costs: Everything You Need to Know if You’ve Had a Recent Accident

A RAV4 can last over 200,000 miles, but every car should have insurance no matter how reliable it is. First, you can get a ticket for . Aside from the legal ramifications, insurance helps cover medical and repair costs in the event of an accident. Car insurance costs vary depending on your car, your age, and even where you live. If you’re held responsible for a collision with another driver, your auto insurance rates will likely go up significantly. Here’s what you need to know if you’re a Toyota RAV4 driver who has just experienced a .

How much does Toyota RAV4 insurance cost?

2023 Toyota RAV4 | Toyota Motor Sales, United States, Inc.

You’ll probably spend about $1,800 a year on the Toyota RAV4 if you have good credit and a clean driving record. This also assumes you are 40 years old. Thirty-somethings typically pay an extra $200 in annual premiums, while a 20-year-old could pay nearly $2,600, she explains.

compared to the average Toyota model. A collision will blow most Toyota auto insurance about $2,500 to $2,800 a year. The Supra is the most expensive Toyota car to scrap, with annual premiums costing an average of $5,100 afterwards.

There are many more reasons to consider this Toyota SUV

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This one doesn’t boast the most power, but it tackles most day-to-day riding tasks effortlessly. Its four-cylinder engine, mated to an eight-speed automatic transmission, produces 203PS and 184Nm of torque. Four-wheel drive can be added to each trim and is standard on Adventure and TRD Off-Road models.

The Toyota RAV4 Adventure is a good SUV for light off-roading due to its larger wheels and auxiliary oil cooler. The AWD Terrain Select system offers drive modes for snow, muddy or sandy surfaces, and rocks/dirt. And the is optimized with a special off-road suspension and all-terrain tires, along with all the extra adventure gear.

Both of these rugged trims also have moonroofs and synthetic leather upholstery. The Toyota RAV4 seats five riders and has decent legroom for both rows. It also features a split-folding rear seat backrest to maximize cargo area.

The 2023 Toyota RAV4 offers over 37 cubic feet of storage space behind the rear seats. That expands to about 70 cubic feet with the second row folded flat.

It’s relatively affordable, starting at $27,975 for the base LE. This trim includes tech features like a Wi-Fi hotspot, voice-activated virtual assistant, and wireless smartphone integration. It also boasts all of the Advanced Driver Assistance Systems (ADAS) that consumers typically want, including forward automatic emergency braking and collision warning.

The only safety features that aren’t standard are the digital rear-view mirror, parking sensors, blind-spot monitors, and a 360-degree camera system. Other ADAS features can help mitigate damage and injury in the event of an accident. Given its relatively cheap insurance rates and low purchase price, the Toyota RAV4 is a solid all-around buy.

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