happening every day in various parts across the country. That’s why it’s important to keep your vehicles covered, so insurance agencies will help you pay for auto repairs. Buying a vehicle, like the Chevrolet, for example, might be in your budget when buying a car, but what about the price of insurance? What you need to know about Chevrolet Blazer insurance costs and what you can expect to pay if you’ve been in an accident recently? First, let’s look at how an incident affects your rates.
How filing an accident insurance claim affects your insurance rates
Every auto insurance company is different in how they work, but you’ll find some agencies that raise your insurance rates every time you’re in an accident. Most of the time, it will be when you are at fault, but sometimes it can be when you are not. According to Progressive, others will raise prices for you if you have a collision with something like an animal that is beyond your control.
. The agencies will also look into your age, whether you have had any traffic fines, your location, and your credit score.
Insure your Chevrolet Blazer when you have a registered accident
The first few Chevy Blazer models didn’t have many safety features unless you opted for the higher trims. That means there wouldn’t be much in the way of discounts on safety equipment. For someone with a recent at fault accident on file, a good driving record, and a good credit score, insurance rates will typically cost you $2,753 on average for a 40-year-old driver.
For someone much older than that, say 75, the fares wouldn’t be cheaper, in fact they would go up a bit. In this situation, the driver would pay $3,235 with a registered accident, due to advanced age and increased risk on the road, according to . A 55-year-old driver with good credit and driving record would pay about $2,457.
If the driver resides in Iowa, the price he usually pays for insurance when he has had a registered accident would cost you about $1,761 in premiums, which is one of the lowest prices you could pay. For those living in Georgia, a state with high insurance rates for a recent tort accident, you can expect to pay around $3,249.
If you intend to buy a , we advise you to find the best price to insure it according to your personal situation. Since newer models come with more safety and driver assistance features, you may be able to use more discounts on your policy.
Chevrolet Blazer insurance costs
For young drivers who have a good driving record, the cost of insurance will be quite high, even if they have no accidents and a good credit score. In those situations, the price to insure would be $5,919 (using statistics for an 18-year-old driver). If they have a good record but have a poor credit score, the insurance company will likely charge you about $10,167.
For a 30-year-old driver, prices will get cheaper as they prove their street driving skills. If the 30-year-old is accident-free and has a good driving record but has a bad credit rating, the price will be approximately $3,576 to insure the Blazer.
The older a driver gets, the less risk they take on the road, which means cheaper fares than young drivers have to pay. For example, a 55-year-old with a good record, decent credit rating, and no accidents can expect to pay about $1,673 a year to insure the Blazer. That same person with bad credit, however, would pay about $2,874.
Your budget for a new Chevy Blazer purchase should also include the price of insurance. How much you would pay for your policy will depend on several factors, such as your credit score, age, driving record, and whether you’ve been in an accident recently.
