One of the best ways to enjoy your summer this year is behind the wheel of a tough and capable Wrangler. There is something magical about going off-road, giving the experience of the “Jeep wave” and the wind in your hair with the top down. But what about Wrangler insurance costs?
But before you rush out and buy yourself a new Jeep Wrangler, you’ll need to think about other ownership costs. Insurance, for example, is a must with monthly premiums to consider. If you have bad credit, you may be shocked. Here’s everything aspiring Jeep Wrangler owners with poor credit score need to know.
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Other moving violations also come into play. Those of you with more than a few tickets in the past should expect to pay more for insurance than those with clean driving records.
As you venture out to get insurance quotes, you can also look for discounts. For example, multi-vehicle discounts could apply and help reduce your monthly costs. Where you live may also offer reduced fares that fall below national averages. And the distinctions on the type of coverage you select will play a role in how much you pay, including liability-only coverage on a used Jeep versus comprehensive coverage on a newer model.
Another consideration that you may not realize affects your insurance rates is credit. So, if you have no credit history or a poor credit score, it means you may be a risky customer to insure. And if you’ve struggled to pay your bills in the past, your credit report will let the insurance company know, who may have concerns about the affordability of the coverage.
Summary of costs for insuring a Jeep Wrangler with bad credit
If you’re scalping but have doubts about the kind of insurance rates you can get with poor credit, he’s got the math. For a 40-year-old driver with a clean record and good credit, the cost of insuring a Jeep is about $1,591 a year.
However, if you have bad credit but still have a clean driving record, you can expect to pay more than $2,733 a year. Naturally, young and novice drivers with poor credit will pay even more. In fact, an 18-year-old driver with little or no credit will see $8,627 in insurance premiums each year.
Latest news about the Jeep Wrangler
Once you feel comfortable figuring out how much insurance for a Jeep Wrangler might cost you, you’ll feel more confident about choosing the right model for you. And if you’re still thinking about a new one, it won’t let you down. As he describes, this latest generation “oozes personality” and is unbeatable off-road.
Choose from two- or four-door models and from a comprehensive menu of trims and extras. There are two main trim categories for the two-door version, the Sport and the Rubicon. But from there, you can select a sub-trim. The Sport segment offers Willy’s Sport, Sport S, Willys and Altitude. The four-door unlimited variant offers Sahara, High Tide and Rubicon 392. And if you are interested in electric, you can now get your Jeep experience in a hybrid with the .
Before you dive in and start packing up your new Jeep Wrangler to buy, do some homework on insurance. And if you have bad credit, be prepared to pay more.
